Tom has been a licensed Mortgage Consultant since 1997. The vast majority of his clients are repeat clients and referrals from past clients and his professional network. This is a result of consistently providing honest advice and world class service. His motto is: A referral is sending someone you care about to someone you respect.   Prior to becoming a licensed Mortgage Consultant, Tom worked for two local banks and a local credit union for 8 years. He was also a co-founder and General Partner for a local title company. This banking and lending experience combined with his mortgage and real estate experience provides him the ability to advise his clients on many aspects of Real Estate finance.   Tom considers himself a Consultant because he listens to the customer’s request and goals and translates that into customized options for their specific needs.   His expertise includes:   -Purchases -Refinances -FHA  -FHA 203-K (Renovation) Loans -VA Financing -USDA Rural 100% Financing -Credit Analysis & Repair

813-601-0964 direct
813-435-2427 fax