Sandy is a Licensed Mortgage Loan Originator and a life long resident of the Tampa Bay area and has been in the mortgage industry for over 25 years. Prior to joining Excel Mortgage, she was the President of S&S Mortgage Corp for 9 years; specializing in government and conventional financing for residential homes. She handled a majority of the financing for one of the largest tract builders in the Pasco/Hernando county area from 2001 to 2008; with an average yearly volume of 25 million plus. Her main source of clientele includes home builders, real estate agents and financial planners who refer business to her based upon her many years of experience and knowledge. She is a dedicated professional with a long list of personal referrals and repeat customers. She feels her strongest niche in the market place has been working with first time homebuyers and making their purchase transaction as smooth as possible. Sandy may be reached on direct dial number 813-545-0773 or at sandy@excelmortgage.com
NMLS 324939
Armando Miguel Tundidor NMLS #322975
James H Hodge NMLS #839830
Jorge Enrique Gonzalez NMLS #255704
Julie Forrest NMLS # 1622662
Megan Rindone NMLS #1077181
Garrett Cronin NMLS #867409
Sandy Owen NMLS #324939
Frederick A Nino NMLS #362904
Jacob Palmer NMLS #1406400
Judy Palmer