Should you pay off your mortgage?

Should you pay off your mortgage?
Posted Friday October 27, 2017 in Mortgage

If you're planning not to pay off your Florida mortgage before retirement, you won't be alone. Fewer than half of owner-occupiers in the age group 65-69 years were mortgage-free in 2015. What's in and what's out That record-low number came from an October 2017 study by Fannie Mae. But the report revealed something even more surprising:…

Housing Market Optimism

Housing Market Optimism
Posted Wednesday October 18, 2017 in Mortgage, Real Estate

The housing market is on an upswing - at least that's what most American buyers, sellers and even renters think. According to Fannie Mae's Home Purchase Sentiment Index (HPSI), all three are feeling optimistic about their chances in today's market. A good time to buy From August to September, the number of consumers who said…

Self Employed and Need a Mortgage? No Problem!

Self Employed and Need a Mortgage? No Problem!
Posted Wednesday June 7, 2017 in Mortgage

Big bonus of self-employment: You’re your own boss! A challenge: Proving that you have the financial stability needed to get a mortgage loan. I’m here to tell you today that it IS possible for you to get a loan. There are just a few extra steps you may need to take before you’re off shopping…

Pre-Approval versus Pre-Qualification

Pre-Approval versus Pre-Qualification
Posted Monday May 29, 2017 in Mortgage

Many people mistakenly think the term “pre-qualified” is the same thing as being “pre-approved.” Although they may sound similar, they are in fact very different. A home loan pre-qualified indicates that you’ve been initially approved for a loan. On the other hand, getting pre-approved refers to meeting with a lender to determine exactly how much…

De-Baffling the Borrowing Experience

De-Baffling the Borrowing Experience
Posted Monday May 15, 2017 in Mortgage

We know you keep getting smarter and smarter about getting a home loan. But let’s face it; some of this mortgage stuff is really confusing. Here are our 6 top tips to keep you from being baffled as you buy. 1. Closing Costs Do Add Up We have extensive requirements to make sure you know…

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