With over 40 years of experience in the mortgage industry, Sandy Owen is a trusted and highly knowledgeable Licensed Mortgage Loan Originator serving the Tampa Bay community she’s proudly called home her entire life.
Before joining Excel Mortgage Network, Sandy was the President of S&S Mortgage Corp for nine years, where she specialized in both government and conventional residential financing. From 2001 to 2008, she managed financing for one of the largest tract builders in the Pasco and Hernando County areas—consistently averaging over $25 million in annual loan volume.
Sandy’s business is built on strong relationships and repeat clients, with referrals coming from satisfied homeowners, real estate professionals, and financial advisors who value her deep expertise and commitment to excellence. Known for her patient, client-focused approach, Sandy has developed a particular passion for helping first-time homebuyers, guiding them through the mortgage process with clarity, care, and confidence.
Whether navigating a complex transaction or celebrating a client’s first set of house keys, Sandy’s dedication and integrity make her a trusted partner in achieving homeownership dreams
If you have any immediate questions or concerns don't hesitate to give us a call @ (813) 254-1696
